You do not have to be wealthy to be an investor. Investing even a small amount can produce considerable rewards over the long-term, especially if you do it regularly. But you need to decide about how much you want to invest and where . To choose wisely, you need to know the investment options thoroughly and their relative risk exposures.
Who needs Investment Planning ?
Investment planning is necessary for every one who wishes to achieve any financial goal. You have to plan your limited resources to avail the maximum benefit out of them. You should plan your investments to fulfill major needs like:
Creating wealth over the long term
Acquring assets like a dream house or a dream car
Fulfulling your need for financial security
Thus, Investment Planning is nothing but a holistic approach to meet your life's goals.