ICICI Bank brings to you a complete bouquet of pre-paid cards providing payment solutions at your fingertips. ICICI Bank pre-paid cards are a safe & convenient way for associate payments, disbursements, gifting & small ticket transactions. Pre-paid cards are available on a VISA platform thus providing accessibility to over one lakh merchant establishments & cash withdrawal from all VISA ATMs in India.
Meal Card
ICICI Bank is delighted to introduce the ICICI Bank Meal Card – the card that offers the ease and convenience of providing employees with meal allowance on a card platform.
The ICICI Bank Meal Card gives access to more than 50,000 merchant establishments across India. This frees employees from the hassles of carrying extra cash, the correct change or cumbersome meal vouchers. The card can be used like any debit card or credit card at any Food & Beverage point-of-sale terminal where Visa cards are accepted.
The ICICI Bank Meal Card Programme, backed by the international reputation and extensive network of Visa, is a user-friendly and convenient method of disbursing meal allowances to employees on a monthly basis. Not only does it distribute meal allowances seamlessly, but with the user-friendly Internet-based query-and-reporting tool, it also enables effective monitoring of expenses and management of costs.
Key Features
Acceptance: At more than 50,000 Food & Beverages Merchants
24x7 assistance: Dedicated 24x7 Customer Care Centres to service calls
Security: Signature-based security for point-of-sale purchases
Denominations: The freedom to pay in any denomination of choice, unlike the paper voucher system
Reload: The card can be reloaded according to the corporate's instruction.
Alerts: Cardholders receive alerts via SMS as and when the card is reloaded.
Advantages over Paper-based Meal Vouchers
The ICICI Bank Meal Card
Paper based meal vouchers
One-time distribution and hassle-free reloads
Physical distribution of vouchers every month
Access to more than 50,000 merchants
Access limited to a few, select outlets
Easier to handle and use
Bulky and difficult to handle
Zero lost-card liability
If vouchers lost/damaged, funds cannot be recovered
Can buy food and beverages of any denomination
Each leaf of the voucher has a select denomination
Benefits
Benefits to the Corporate
Easy Procurement: The Meal Card is provided to all authorized employees of the corporate. The card is activated upon receipt of the card fee from the corporate.
Easy Loading and Reloading: The card can be loaded simply by providing the upload details and instruction to fund the cards by debiting the corporate’s Current Account.
Easy Tracking: The user-friendly interface allows the corporate to track the load, spends and status of each and every Meal Card attached to the corporate.
Benefits to the Employees
Easy to use: The ICICI Bank Meal Card can be used like a debit card or a credit card at any merchant establishment that accepts Visa cards.
Wider acceptability: Unlike paper-based meal vouchers, the ICICI Bank Meal Card is accepted at more than 50,000 merchant establishments.
Zero lost-card liability: On reporting of loss of the card, the card is disabled for any transaction. At the cardholder’ request, the amount balance from the old card is transferred to the new card, without any charges.
Fees & Charges
Joining Fee
Rs. 100
Annual Fee
Rs. 100
FAQ
What is the ICICI Bank Meal Card?The ICICI Bank Meal Card is a pre-paid Card operated in partnership with VISA. This Card offers a convenient and unique mode of payment for your meals.
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How soon can I use the Card after I get it?
The ICICI Bank Meal Card gets activated after your company submits the application form to us after fulfilling all other formalities. The Card gets loaded with the funds as allocated by your company. You can use the Card to make payments to merchants as soon as the funds get loaded on the Card.
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Are there any transactions for which I cannot use my Meal Card?
The Card cannot be used to withdraw cash. You can use it at any food and beverage merchant outlet that accepts VISA Cards.
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How many times can the Card be re-loaded?
There is no restriction on the number of times one may re-load the Card. The Card will be loaded only on instructions from the company.
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How do I get to know the balance on my Meal Card?
To know the balance on your Meal Card, all you need to do is call our 24-Hour Customer Care. You may also enquire about your card balance through any VISA ATM.
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Do I need to keep a minimum balance on the Card?
No. You may use all the funds available on the Card. You don't need to maintain any balance on the Card.
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How long is my ICICI Bank Meal Card valid?
The validity period of your Meal Card is embossed on the face of the Card.
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Card Security
How is the Card secure against unauthorized payments at merchant outlets?The user of the Meal Card is required to sign on the charge slip (produced by the electronic data capture machine) to complete a transaction at the merchant outlet. The merchant has to match this signature with the cardholder's signature in the signature panel on the reverse of the Card. Transactions at food and beverage merchant outlets are thus protected by the cardholder's signature. We recommend that you sign on the Card as soon as you receive it.
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If I lose my Meal Card, what should I do to prevent its unauthorized usage? The ICICI Bank Meal Card is more secure than meal vouchers. Once you report the loss or theft of the Card, you have zero liability on its fraudulent usage. Hence we recommend that you report loss of the Card to our Customer Care as soon as you come to know of it. We will block the Card and thus prevent any further usage. A replacement Card will be provided to you if you ask for one.
Gift Card
Designed as the perfect solution for every gifting occasion for your company, the ICICI Bank Gift Card takes the hassle out of finding the right gift by letting the receiver himself choose exactly what he wants. It gives gifting the personal touch that every company desires. What’s more, the Gift Card is available in any denomination of your choice, from a minimum of Rs.500 to a maximum of Rs.50,000.
How does the Gift Card work?
The ICICI Bank Gift card is a convenient gifting solution. It will be activated with the loaded amount after the Bank receives the funds from you. Once active, the card lets the recipient shop at over three lac merchant outlets all across the country. Every time the Gift Card is used, the purchase amount is deducted automatically from the card balance. Once this amount is spent completely, the recipient can either dispose of the card or retain it as a keepsake or memento!
Key Features
Saves time and effort
All the cards can be uploaded through a single debit instruction, thereby reducing accounting hassles and saving time.
Edge over paper vouchers
The Gift Card is more durable, more portable and more prestigious to use compared to paper vouchers.
To make the most of every opportunity
The Gift Card is a 365-days-a-year gift. For birthdays, anniversaries, weddings – the possibilities are limitless!
Better tracking
You can check the uploads and spends of each and every gift card online.
Wider acceptability
Unlike a gift certificate, the ICICI Bank Gift Card is accepted at over three lac merchant outlets
Benefits
More personal than cash, cheque or funds transfers
Many a time, we run short of ideas for a suitable gift or time to obtain the gift; and end up gifting cash! This card with its occasion-based packaging is more personal than cash, as it reflects the thought and effort that has gone behind the gift!
Freedom of choosing the gift
The ICICI Bank Gift Card lets the receiver decide how to spend the card amount. Shopping, dining, partying, the cardholder can use the card just the way he/she wants.
Flexibility of use
There’s no need to spend the entire amount in a single swipe or at a single shop. The value and location of the purchase is at the sole discretion, convenience and will of the cardholder.
Safer than carrying cash and gift certificates
Paper-based gift certificates are easily copied or altered. They are susceptible to loss by theft, and must be kept secure, like cash. Gift cards have a unique ID number, are not susceptible to duplication and have value only when they are activated.
Fees and Charges
Joining Fee
Rs. 200
Lost card replacement
Rs. 100
FAQs
What is the ICICI Bank Gift Card?The ICICI Bank Gift Card is a magnetic-strip-based pre-paid card operated in partnership with VISA, offering a unique mode of gifting. The card can be the apt gift for any occasion.
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How soon after I buy the card can I use it?
Your card will be activated with the loaded amount after ICICI Bank receives clear funds from your company. The card is ready for use once it is activated.
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Are there any transactions for which I cannot use this card?
The card cannot be used to withdraw cash. You can use it at any merchant outlet that accepts VISA cards. ICICI Bank reserves the right to charge you for any unauthorized use of your Gift Card.
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Can the value of the card be topped up?
The ICICI Bank Gift Card is a single load card and the value on the card cannot be re-loaded.
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What is the maximum number of cards that can be issued?
You may buy as many cards as you wish.
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Is there a fee levied for the use of the card?
No, there is no charge on the usage of the card. However, there are charges for its re-issue.
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How do I know the balance on my Gift Card?
To know your Gift Card balance, simply call our 24-hour Customer Care.
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Can I transfer funds from one Gift Card to another?
No, you cannot transfer funds from one Gift Card to another.
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What does a Gift Card kit contain?
The Gift Card comes in a Card Kit along with the following:
A ‘Welcome’ booklet: With our customer service numbers and instructions on how to use the card.
Envelope: With the following instructions on the seal “Please do not accept if seal is broken”.
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Card Security
How is the ICICI Bank PayDirect Card secured against unauthorized payments at merchant outlets?The user of the Gift Card is required to sign on the charge slip (produced by the Electronic Data Capture machine at the time of purchase) to complete a transaction at the merchant outlet. The merchant has to match this signature with the signature on the signature panel on the reverse of the card. Transactions at merchant outlets are thus protected by the user’s signature. The user of the Gift Card must ensure that (s)he signs in the signature panel as soon as (s)he receives the card.
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What should I do to prevent unauthorized usage if I lose the card? Your ICICI Bank Gift Card comes with zero lost-card liability after its loss has been reported. Hence report loss of the card to our Customer Care as soon as you come to know of it. We will block the card and thus prevent any further usage. We will then provide you with a replacement card.
ANNUITY CARDS
ICICI Bank along with ICICI Prudential Life Insurance has created a unique offering for the Annuity Plan holders. Annuity plan holders usually get the annuity paid through bank cheques. We have made life easier for the customers by introducing the first card based annuity payment program. Annuity payment solution will be managed by ICICI Bank. ICICI Bank will issue prepaid cards to the Annuity plan holders. The monthly annuity will be loaded on the prepaid card held by the customer. The customer will be able to use the ICICI Bank – ICICI Prudential Life Annuity Card at the merchant outlets and all the ICICI Bank ATMs.
Key Features
Minimum Balance: There is no minimum balance requirement for the Annuity card
Transactions Supported: The Annuity card can be used to withdraw cash and do on-line POS transactions from any VISA ATM or merchants accepting VISA cards. The card can be used in India, Nepal and Bhutan.
Spend Limits: You can withdraw upto a maximum of Rs. 25,000/- per day in cash from ATMs.
Prepaid Value: Annuity Card can be loaded in rupees for any amount
Validity: The card will be valid for a period of ten (10) years. Before the end of three years a new card will be mailed to your mailing address.
Statement: You will receive an e-statement through email to the given e-mail address once every month.
On-line Account Access: You will get Internet Login Id and password to log into the system on-line and check on card balance and statements
Cash withdrawal Fee: 3 cash withdrawals will be free at ICICI Bank ATMs per month. At non-ICICI Bank ATM, the charges will be Rs 30/- per transaction.
Benefits
ICICI Prudential customers get payment faster then the existing channel.
Empower customers with cards for payment transactions and ATM access for their annuities.
Access to over 1.5 Lakh Visa merchants and around 15,000 Visa ATMs in over 150 cities in India.
Card based payment solution is safer and secure payment method.
Customers need not maintain a Bank account.
ICICI Prudential Helpline number available on the Card.
EASY CASH CARD
Key Features
Easy Cash Pre-paid Card is a non-photo card. It is a pre-paid card with magnetic stripe.
Re-loadable prepaid card: The card will be a pre-paid card with magnetic stripe and can be loaded in rupees.
Minimum balance requirement: There is no minimum balance requirement.
Spending limits:Daily usage of up to Rs.25000 can be done through this card.
24 hour cash withdrawal: The card can be used to withdraw cash and do on-line POS transactions from any VISA ATM. The VISA ATM can be accessed using 4 digit PIN provided with welcome kit.
Accepted at all visa merchants: The card is accepted by all merchants accepting VISA electron cards. One can just present the card,sign on charge slip & be debited for exact amount. The card is free of transaction fee.
Validity : The Card will be valid up to 3 years. Before the end of 3 years, a new card will be issued to all the active cardholders.
Balance enquiry: The balance on the card can be determined at ICICI Bank ATM or by calling at ICICI call center.
Lost card blocking and replacement: In case a cardholder loses his or her Easy Cash card, he or she would call the call center to block the same. On a positive verification the lost card will be blocked and a new card will be couriered to the card-holder. On receiving the card,the card-holder will call the helpline to activate the card. Call Center will verify the card-holder and activate the card.
24 hours call center assistance: The ICICI Bank has created a dedicated helpline number,to provide you the assistance anytime you need. The number is active 24 X 7.So be it either a lost card reporting,activating the replacement card or a balance inquiry,this number does not limit itself to helping you anytime.
PIN request: Card-holder can call up helpline for new PIN. On positive verification a new PIN will be created and mailed to customer at the office address.
Benefits
Instant payment.
No minimum balance requirement.
Can be used at any VISA enabled POS or ATM.
No need to keep track of an additional account.
Card flash value in pocket.
Balance inquiry facility available in ICICI Bank ATM's & Call Centers.
Easy process of replacement of lost card.
24 hours call center assistance.
