Whenever you shift from one place to another, make sure to notify the change in your address to the relevant office branch office, which directs your policy so that all your premium notices, receipts, etc will be sent to your new address.

On the other hand, transferring of policies creates a lot of confusion and dislocation within the insurer's offices. Your best bet is to let it remain at a branch office where your agent resides so that in case of any difficulty, his services can be utilised without having to bother yourself unnecessarily.